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Simple IRA Kit

Are you a business owner looking for a cost-effective way to retain quality employees? A Savings Incentive Match Plan for Employees (SIMPLE) IRA may be the type of account for you.

A SIMPLE IRA is an employer-sponsored plan, much like a 401(k), though with lower administrative costs.

As the employer, you may elect to match your workers’ contributions up to 3%, or you may elect to make a flat 2% contribution on behalf of the employee.

The SIMPLE IRA is a salary reduction contribution plan and is subject to social security, Medicare, and Federal Unemployment Tax Act (FUTA)

Contribution Limits Under age 50 Over age 50
Tax Year 2009 $11,500 $14,000
Tax year 2010 $11,500 $14,000

If you feel you can benefit from alternative investments, take the first step and open an account today.

If you have questions or need assistance, please contact us at help@kingdomtrustco.com or call our representatives at 888-753-6972.